Credit Appraisal, Risk Analysis & Decision Making

D D Mukherjee's "Credit Appraisal, Risk Analysis and Decision Making provides" an Integrated Approach to on and off Balance Sheet Lending.

Key Features:

• A 360° Walk through to Credit Officials
• Financing / Assessing / appraisal of -
  • Fund Based – Working capital / Term loan
  • Non fund Based – LCs, BGs& Derivatives.
  • Trade Finance – Bill Finance, Import & Export Finance, ECBs, etc.
  • Project Finance
• Analysis of Financial statements – A pragmatic approach.
• Balance Sheet, Profit & Loss & Cashflow / Fund flow items – from Banking, Accounting, Statutory& Management perspectives.
• Forecasting & Cash budgeting illustrations.
• Risk Management - Credit, Operational, Market & Country risks & their handling.
• Decision making Processes & Product delivery in credit - Various dimensions & Step by step approach with illustrations.
• Window Dressing and Red Flags - unveiled.
• An overview on Retail Credit, MSME & other lending under Priority Sector.
• Relevant RBI Directives, provisions of Companies Act 2013, with Amendments.
• Salient Regulatory & Other trends - Overview & updates.